Welcome to Hobba
Hobba is a Solana lending protocol built around one idea: an overcollateralized loan leaves most of your capital sitting idle - Hobba puts that capital to work.
You deposit collateral (cbBTC or SOL) and borrow USDC against it. Hobba routes your debt to the cheapest available lender and deploys the unused part of your borrowing power into vetted yield vaults. The yield those vaults earn is applied back against your debt, so your effective borrow rate is far lower than the market rate - and for many positions it’s negative: the loan repays itself over time.
None of this needs babysitting. Sonnar, Hobba’s risk engine, watches every position around the clock, keeps it at a safe loan-to-value, and harvests the yield automatically.
Start here
Section titled “Start here”- How Hobba works - the capital-efficiency idea, the moving parts, and the lifecycle of a position.
- Sonnar - the risk engine - the automation that keeps positions safe and productive.
- Security & audit - Hobba is audited by Ackee Blockchain; read the report.
Build on Hobba
Section titled “Build on Hobba”Two ways to integrate, depending on how much control you want:
| Hosted widget | SDK (@hobba-io/core) | |
|---|---|---|
| What it is | Drop-in UI loaded from a script tag | npm package with the full deposit/borrow/repay/withdraw flows |
| UI | Hobba’s, embedded in your page | Yours entirely |
| Effort | Minutes | A day or two |
| Start at | Integrate as a widget | SDK getting started |
At a glance
Section titled “At a glance”| Collateral | cbBTC, SOL |
| Borrow asset | USDC |
| Your borrow limit | Up to 50% LTV |
| Lenders | Jupiter Lend, Kamino Lend - auto-routed |
| Yield vaults | Allez, Prime, RockawayRWA, Perena |
| Automation | Sonnar keeps each position near its target LTV |
| Network | Solana mainnet |
| Audit | Ackee Blockchain report |